Get Funded
Same-day funding · $5K – $5M · 500 FICO considered
Same-Day Capital.Built Around ROI.
You already have the plan — new location, more trucks, bigger inventory, extra crew.
We structure the capital so the return beats the cost, then we fund it the same day.
$2B+ funded by our teamacross 40,000+ businesses
Built for business growth
Capital for What’s Next.
Whether you’re expanding, upgrading equipment, hiring, or
managing cash flow — Roifunder gives you the capital and
flexibility to keep moving forward.
Why owners pick Roifunder
You’re not looking for a band-aid.
You’re looking for fuel.
Banks will make you wait 30–90 days and still say no. Other “fast” funders will fund you the same day and then hand you a payment that kills the growth you were chasing.
We start with the expansion plan and work the funding backwards from the real return:
- What will this capital produce in extra revenue or cost savings?
- How fast does it pay back?
- Does the structure — daily, weekly, monthly or revenue-based — protect your cash flow while you scale?
Only then do we move the money — often the same business day the offer is accepted.
What owners use it for
- Open the second — or fifth — location before the lease disappears
- Buy the equipment that lets you bid bigger contracts
- Stock up so you never turn away sales in peak season
- Hire the crew that unlocks the next revenue level
- Run the marketing campaign that compounds
Same-day funding, defined
Money in your business bank account the same business day your file is approved — not same-day approval with a wire two days later. A complete file is the application plus three months of business bank statements. Incomplete files are the single biggest reason “same-day” turns into three-day, anywhere in this industry.
Funding solutions
Capital With a Return.
Every option below is built around one question: what does this money earn you? Pick the structure that protects the return on the move you're making — then we fund it, often the same day.
Working Capital
Bridge the gap so growth never stalls — payroll, inventory, a slow month.
Line of Credit
Flexible fuel you only pay for when you use it. Draw, repay, draw again.
Term Loans
Clean capital for a defined expansion move with a known price.
Equipment Financing
The asset pays for itself while it produces.
Revenue-Based Financing
Payments rise and fall with the growth the capital creates.
SBA Loans
The lowest cost of capital when the timeline allows.
Your expansion plan is ready. The capital is the only thing missing.
See the real amount, the payback window and what it costs — before you sign anything. Free, no obligation, and no impact to your credit to apply.
Step 1 of 3 · Takes under a minute
How much funding do you need?
Soft credit pull. No impact to your credit score. No obligation to accept an offer.
Funding estimator
See what your revenue could support.
Estimated range: $30,000 – $90,000
Planning estimate only, based on typical offers relative to monthly revenue. Your actual offer depends on your file. Minimum $20,000 a month in revenue.
Get my real numbersEvery stage
From your first expansion to your fifth location.
Getting traction
Working capital to stock up, hire your next person or take on a bigger job. Six months in business and 500 FICO considered.
Growing
Larger amounts and longer terms as your deposit history builds: equipment, a second location, a marketing push.
Established
Six- and seven-figure term loans, lines of credit and structured packages up to $5,000,000 for serious expansion.
Questions & answers
Frequently asked questions
How fast can I get funded?
Approved, complete files are funded the same business day. A complete file is the online application plus three months of business bank statements.
What do I need to qualify?
Six months in business, $20,000 or more in monthly revenue, and a 500+ FICO considered. Amounts run from $5,000 to $5,000,000.
Does applying affect my credit score?
No. The application uses a soft credit pull, so checking your options does not affect your credit score.
How is ROI Funder different from a loan marketplace?
We start with what the money will produce, then show the true cost, payback period and monthly-equivalent payment before you sign, and fund approved files the same business day. See ROI Funder vs Lendio.
Am I obligated to accept an offer?
No. Review your offers and decide what is right for your business. There is no obligation.
What can I use the money for?
Expansion: a new location, equipment, inventory, hiring, marketing, or bridging cash flow while growth pays back. Run the numbers with our funding calculators.