What Roifunder does
Roifunder places financing with funding partners for businesses across many industries. Owners apply once, and we help match their needs to options such as working capital, equipment financing, lines of credit, term loans, revenue-based financing and SBA-backed loans. We do not lend our own money, and we never promise approval, amounts or timelines.
See all six options on Funding Solutions, and the steps from application to funding on How It Works. We work with manufacturers, retailers, online sellers, trade contractors, home services companies, professional firms, distributors, auto repair shops and more; see Industries.
Why we built the site around ROI
Funding is a tool, and a tool is only worth its cost if it produces more than it takes. Too many owners compare offers by the payment alone, or never check whether an investment can cover its payment. Our guides show the arithmetic, with formulas in plain text, so any owner can check an offer before signing.
- Payback first: monthly gain versus monthly payment, total gain versus total cost
- True cost: total repaid minus cash actually received, and cost per dollar per month
- Payment fit: daily, weekly or monthly schedules matched to how your deposits arrive
- Honest trade-offs: when a product is the wrong tool, and when waiting or paying cash is better
How we handle numbers
Every number on this site is a labeled, illustrative example meant to show how a calculation works. None is a quote, a typical rate or a promise of results. Pricing, terms and requirements vary by product, funder and business. The only figures that apply to you are the ones in the actual offers you receive.
That is why we encourage owners to run the true-cost worksheet and the two-offer comparison on every offer. If an offer does not pay back on your numbers, the right answer may be to wait, borrow less or choose a different option.
How to reach us
The fastest way to work with Roifunder is to apply online. Your application gives us what we need to review your business and discuss options from our funding partners. Requirements vary by product and funder; many look at time in business, monthly revenue and credit.
Start your application. It helps to have recent business bank statements and a short description of what the funds will cover.
Frequently asked questions
Is Roifunder a lender?
No. Roifunder helps businesses get funded through our funding partners. We place financing with partners whose products fit a business's needs, rather than lending our own money. The terms of any offer come from the funding partner and are stated in the agreement you review before signing.
Does Roifunder work with my industry?
Probably. We work with businesses across many industries, including manufacturing, retail, e-commerce, construction trades, home services, professional services, wholesale distribution and auto repair. Requirements vary by product and funder, so the best way to find out what fits is to apply.
Why does Roifunder publish funding math guides?
Because owners make better decisions when they can see the arithmetic. Our guides show how to calculate payback, true cost and affordability, so you can judge any offer, from us or anywhere else, on its numbers. A well-informed owner is a better long-term client.
Does Roifunder promise approval?
No. Approval, amounts and terms depend on the funding partner's review of your business. Some approvals come within a day or two, depending on documents, but no timeline or outcome is promised. We will tell you plainly if the options available do not appear to fit.
Start with your numbers
Apply once and compare options from our funding partners.
Updated September 14, 2026 · Roifunder Funding Team