What QuickBridge's site states
QuickBridge offers short-term, working capital, bridge, emergency and payroll loans up to $500K, for businesses 6+ months old with $250,000+ in annual sales.
From the QuickBridge homepage (checked October 2026):
- Products: small business loans, working capital loans, short-term business loans, emergency loans, business bridge loans and payroll loans.
- Amount: "Flexible Funding Up to $500K."
- Minimums: "6 Months+ in Business" and "$250,000+ in Annual Sales." No minimum credit score is stated; it says credit helps determine eligibility and terms.
- Speed: "We typically make a credit decision within a few hours," with "Deposits in as little as 24 hours."
- Credit: exploring options "does not impact your credit score," but if you are matched to a partner, "they may perform a hard credit pull."
- Repayment: ACH withdrawals Monday through Friday. Early payoff discounts are mentioned, with details given before acceptance.
- Who provides funds: products "may be provided by third parties and subject to lender approval."
QuickBridge also links to smallbusinessloans.com as a partner. If you are matched elsewhere, the company that funds you, and whose contract you sign, may differ from the site where you applied.
Requirements are almost identical
QuickBridge's $250,000 a year works out to about $20,800 a month, very close to ROI Funder's $20,000+ monthly guideline. Time in business matches at 6 months.
| Item | QuickBridge | ROI Funder |
|---|---|---|
| Time in business | 6+ months | 6+ months |
| Revenue | $250,000+ a year (about $20,800 a month) | $20,000+ a month |
| Credit | No stated minimum | 500+ FICO considered |
| Top amount | Up to $500K | Up to $5,000,000 |
| Decision | Typically within a few hours | Fast enough to fund same day on complete files |
| Funding | As little as 24 hours | Same business day on approved, complete files |
| Products | Short-term and working capital loans | Working capital, RBF, term, line, equipment, SBA |
| Initial check | No score impact; partner may hard pull | Soft pull to apply |
Where the two really differ
If you need more than $500K, a revolving line, equipment financing or an SBA loan, QuickBridge's listed products do not cover it. If you need a short-term loan under $500K, both do.
QuickBridge focuses on short-duration borrowing: bridge, emergency, payroll and working capital. That is a clear, useful lane. ROI Funder covers that lane through short-term loans and working capital, and adds:
- A business line of credit for recurring gaps, so you only pay on what you draw.
- Equipment financing secured by the machine itself.
- Revenue-based financing, where repayment rises and falls with sales.
- SBA loans for owners who can wait in exchange for the lowest cost.
The right product often matters more than the right company. A recurring payroll gap is better served by a line than by repeated short loans.
When QuickBridge is the better fit
QuickBridge suits owners who need a one-time short-term loan under $500K, want a fast decision, and value an early payoff discount.
- A single, defined gap. A bridge until a receivable lands or a seasonal rush ends.
- Plans to repay early. Its site mentions early payoff discounts. Ask for the exact terms in writing.
- A decision in hours. Useful when you need to know quickly whether to pursue a deal.
If your sales are just over the $250,000 annual line and your need is a single, clearly defined gap, a short loan there can be a reasonable choice. Size it so the payments come out of the cash the gap is waiting on.
When ROI Funder is the better fit
ROI Funder suits owners who need money the same business day, need more than $500K, or want lines, equipment, revenue-based or SBA options compared together.
One application covers six product types from $5,000 to $5,000,000 in all 50 states. It takes a few minutes, uses a soft pull and carries no obligation. Our 100+ funder network lets us match the product to the need rather than the other way around.
Same-day funding applies once the file is approved and complete: the application plus 3 months of business bank statements.
Ask these before signing any short-term loan
Get total repayment in dollars, payment size and frequency, the prepayment terms, and any fees deducted from the amount you receive.
- What do I repay in total? A dollar figure, not a rate.
- How much leaves my account each day or week? Multiply to a monthly figure.
- What exactly happens if I pay early? A discount, a partial rebate, or nothing.
- What is deducted at funding? Origination or processing fees reduce what you receive.
- Will I need a hard pull? Know before you consent.
Illustrative example: $60,000 with $72,000 total repayment over 9 months costs $12,000. If a $60,000 order produces $20,000 of gross profit within that window, the loan pays for itself. If the order produces $10,000, it does not. See the prepayment discount guide for how early payoff terms work.
Frequently asked questions
What are QuickBridge's minimum requirements?
Its homepage lists 6+ months in business and $250,000+ in annual sales. It does not state a minimum credit score.
How fast does QuickBridge fund?
Its site says credit decisions typically come within a few hours and deposits can arrive in as little as 24 hours.
Does QuickBridge do a hard credit pull?
Its site says exploring options does not affect your score, but a partner you are matched with may perform a hard pull.
Does ROI Funder offer lines of credit?
Yes. Lines of credit typically fund in 24 to 72 hours and let you draw, repay and draw again.
Can I repay a QuickBridge loan early?
Its homepage mentions early payoff discounts and says the details are provided before you accept. Ask for the exact discount in writing.